Services

Whether you’re buying a home, looking for an investment property, or just want to make sure your current loan is the right loan for you, Nest Home Loans can help.

We endeavour to provide you with competitive choices, and save you the stress, by doing all the hard work ourselves.

At Nest Home Loans, we will help find a loan that suits your specific needs, help complete the paperwork and submit the application with supporting documents to your chosen lender.

In addition, we will provide independent expert advice throughout the whole personaised process:
Evaluate: during the initial meeting, we discuss your property goals, and gather information about your financial situation so we can better understand your needs. We work with you to determine what you require from a home loan. Calculate: using our market leading software, we will calculate how much you should be able to borrow from the banks, helping you determine your budget.
Compare: we research the market and compare hundreds of loans from many different lenders, including the big 4 banks. We will present a short-list of the most suitable loans available, ensuring that you select the most suitable loan for your individual needs. Advice: Based on our mortgage broking experience and market knowledge, we will provide professional advice to help you select the right loan. We are also here to answer all your questions throughout the process.
Finalise: once you have selected your home loan, we will finalise the loan documentation, collect supporting information, and submit the application to the bank. Monitor: we monitor your loan after settlement to ensure you continue to have a competitive mortgage throughout the life of the loan. Your financial situation may change, or new special offers may arise. We will help monitor your loan, and assist if you need to change lenders in the future.

There are no hidden costs or charges.

We are paid a commission by the lender that provides the home loan you choose.

The commission is broadly consistent between banks, and fully disclosed to you. As a boutique mortgage broking business, we rely on referrals from happy clients. Therefore, we are driven by negotiating the most suitable loan for you, it is on our best interests to make sure you are completely happy with our service and your loan.

Some loans do attract a fee for service.

Options such as Reverse Mortgages and Bridging Loans can attract a fee for service. If this is an option for you, you will be given a quote before commencement of any services.